Start with asking yourself - why do you need money in the first place? What's your goals within the game? Actitivies like BMX-ing or doing snapmatics don't require tons of money from a player.   Exactly. Don't "compete" and don't "show off". It will save you a lot of time. Most players don't care about what you own. Even in terms of car meets - you can have a single dedicated vehicle for all the shows in freeroam, you don't have to be a "car guy" to socialize. Most meetups don't