Is the Insurance cap good?

[EDSTEROK]

I would LOVE it if the payment went to me for my pain and suffering instead of the insurance company.

[TeammateHelper]

 

 

 

I hated the fact that if someone destroyed my vehicle they paid ~1-2k, and I had to pay 20k+ for some ugly, and unrealistic easy to drive "supercar" like T20 etc.

 

 

Preach bother.

 

I mostly drive a street bike.. And when people blow me up its barely $500.

 

Wheres the balance in any of that?

Your bike's cheap, but not Sultan ($150) or Tailgater ($366) cheap. Be happy.

 

 

 

Be happy? If some assclown in a Proto starts driving down the street chucking sticky bombs at me..Obviously the sticky bomb thrower knows full well hes paying jack sh*t for blowing my bike up. But also knows full well im paying 20k for blowing him up.

 

How does that even make sense.. And why should i be happy? Should i just go get my proto too? Why even bother driving cheaper or different vehicles?

 

Is the end game of GTA O driving around in expensive vehicles trying to get the 'other guy' to blow it up in self defense and pay money?

Yes. That's exactly the point. Shark card sales, etc etc. You said so yourself that they primarily focus on that. Cheap vehicle = less shark card sales.

 

Same goes for insurance. More lame money sinks = more incentive to buy shark cards.

 

EDIT: Why does your damn bike even have higher insurance than my signature German luxury sedan anyway? Even that sh*tty Schafter has high insurance.

Edited June 27, 2016 by TeammateAssist

[Death Rains From Above]

I would LOVE it if the payment went to me for my pain and suffering instead of the insurance company.

Wouldn't work out, as it would be a way for the super rich to prop up the peasantry. If the poor of Online were to get propped up, there'd be no kesh kurd sales for R*.

Edited June 28, 2016 by FlyingTank