Is the Insurance cap good?

[TeammateHelper]

 

Thank you, sir

not to be a stickler but like, its in my signature

 

On Topic: I do wonder what the prices for the new cars would be to replace them. I actually totalled my X80 just to find out, and accidentally bombed a friend's FMJ, still paying exactly 20k.

Doesn't matter really. Unless their percentage insurance is lower than 20k, that is. Maybe the Debawchee is cheap to blow up.

 

So uh, what's in the sig? This piques my interest, but not enough to completely screw up my mobile by permanently setting GTAF to full site.

[Zader]

So uh, what's in the sig? This piques my interest, but not enough to completely screw up my mobile by permanently setting GTAF to full site.

Pronouns. a link to my sh*t art blog. They called me sir. Forgot it wasn't visible on mobile, I guess.

[TeammateHelper]

Alright, I sorta get it then.

 

I still think 20k is too lenient a cap for insurance. I'm definite that it's not that hard or time-consuming at all to get 20k.

 

How about 25k? That's a pretty high but not too high.

 

EDIT: 30k instead. 30k is definitely worth two missions at least.

Edited June 22, 2016 by TeammateAssist

[hyperar]

Insurance should be based on the number of cars you destroy per day, lets say, if you destroy < 10, current insurances are OK, but if you destroy more, it should be getting higher up to like 50% of the cars price.

 

Those jet idiots would think twice before blowing up my T20

Edited June 22, 2016 by hyperar

[Amy Vinewood]

Insurance should be based on the number of cars you destroy per day, lets say, if you destroy < 10, current insurances are OK, but if you destroy more, it should be getting higher up to like 50% of the cars price.Those jet idiots would think twice before blowing up my T20

This.

And if you don't have the money to pay insurance, x2 bad sport points

[OfficialTwiggz]

 

So uh, what's in the sig? This piques my interest, but not enough to completely screw up my mobile by permanently setting GTAF to full site.

Pronouns. a link to my sh*t art blog. They called me sir. Forgot it wasn't visible on mobile, I guess.

To be fair, you said 'dude or man'

 

Not sir. But yes "ma'am"

 

But I'd say let it go up 25% after every five cars you blow up every 24 in game hours.

[KingpinRCR]

 

With all the glitched/modded money and workarounds, no griefer worries about the insurance cost. There are even methods to destroy a car and have the owner pay the insurance. In my opinion, insurance must be removed completely because it only affects legit players who accidentally destroy their own car.

That's a rarity in GTA. It's only very common for people who don't know what brakes are.Or people who misjudge a jump, or get a little push from another player or npc, or hit a rock, or are too close when using explosives in a mission, or... I'm not a bad driver, i've beaten many supers in my elegy and even in my casco, but i've also wrecked my car in many different ways...

 

How retarded can one be to destroy his own car?

 

There is no work-around for jet or tank bitches who destroy your PV. They will pay the insurance premium.

There are many different ways to accidentally destroy your own car (being sloppy =/= being retarded) or get your car destroyed by others and you have to pay your own insurance.

Isn't there? So if they keep their money in the pocket of a second character they still pay your insurance? Who's retarded now...

 

 

 

insurance must be removed completely

 

I'm almost certain you're a griefer, posing as an innocent player who accidentally wrecks his own car...yeah right lol.Assumptions, you don't know me. Fyi, i'm probably one of the friendliest players in gtao. I NEVER attack first, and even when i get attacked i almost never retaliate. To me, freemode is to restock snacks and armour for missions, to mod my cars, to stunt,... I do all of this mostly in passive or invite only. I mostly play missions or heists, I don't like dm's,lts's or adversary modes and I don't take part in freemode wars. My bank account didn't get as big as it is by wasting money on ammo. Check my stats (psn: chock-o-nuts) Me, a griefer? LOL! Edited June 22, 2016 by KingpinRCR

[ash-274]

More Hydra grief encouragement eh?

I think it was the same lobby from back in the tank-griefing era that begged Rockstar:

Waaaahhhh! I'm just driving my tank around, minding my own business, when players in their Adders and Entities would purposely ram their cars into my tank until they blow up and I have to pay the $12,000 insurance bill. That's not fair! The car that I blow up- er, I mean the car that just happens to explode near me should have to pay their own insurance bill.

[Furry_Monkey]

 

More Hydra grief encouragement eh?

I think it was the same lobby from back in the tank-griefing era that begged Rockstar:

Waaaahhhh! I'm just driving my tank around, minding my own business, when players in their Adders and Entities would purposely ram their cars into my tank until they blow up and I have to pay the $12,000 insurance bill. That's not fair! The car that I blow up- er, I mean the car that just happens to explode near me should have to pay their own insurance bill.

 

 

Lol - those were the days.

[CarimboHanky]

Its the worst sh*t idea, one of the funniest moments i had online was parking 3 t20 near a titan and waiting a griefers come with their hydra, so called the 100k strafe

so the 100k strafe... do you even math? hahaha

[lll-H-I-M-lll]

My freeroam rampages are funded by store robbery's,bounty's and the odd crate blowup etc etc (anything the game throws my way tbh)

Rockstar reward me with good behaviour bonuses as well lol pv insurance don't affect me as my second characters got all the cash nice and safely tucked away

Edited June 23, 2016 by HARBUJAHN THE GREATEST

[.Vooodu.]

 

 

Hopefully with this insurance cap, it'll be easier for others that grief to get into bad sport.

 

And remember folks, REPORT AND KICK ARE YOUR FRIENDS. THEY ARE THERE FOR A REASON, USE IT WISELY.

 

I can't tell you how many people I've kicked out of lobbies because they wanted to do some douchebag sh*t.

 

I'd warn them in advance, too. "hey man, we're friendly in this lobby"

 

And here they come in a jet, strafing away, sometimes hitting us. Reported and kicked.

 

If you want to kill and cause mayhem, JOIN A DEATHMATCH.

 

 

Id report you for being someone whos using report for the wrong reasons.. Seriously.. grow a f*ckin pair of something.

 

Oooh booo hooo a douche.. Well kick his f*ckin ass OR just go passive.

 

This is GTA... If you are not mentally ready to deal with douches then don't join public games.

 

You've got enough guns and ammo to fight a small war and the ability to be completely immune to hostile players by using passive.. No need to go all Gandhi Saint Francis and demand everyone be friendly and start vote kickin everyone. Dafuk? lol

Lol great response. Come here often?

 

If you would have read, properly, I stated that multiple times we have told the randoms we were friendly, they ignored us and we retaliated because they wouldn't listen.

 

Cry about it.

 

 

 

Im not crying about anything.. I just think you're acting like whiney bitch about it and im simply pointing that out.

 

They ignored you? Who the hell are you telling randoms to do your bidding and kicking them if they ignore you?

 

They are f*ckin randoms... in PUBLIC games. And you expect them to do what you say.. just because you say so.

 

And yes i come here very.. very often. So enjoy the show.

[.Vooodu.]

 

Id report you for being someone whos using report for the wrong reasons.

Joke's on you, reporting for griefing is an option in the list. This is entirely in the right.

 

 

 

 

And i could get everyone in my crew to 'report' one player for no reason and claim its for 'griefing'. Even tho said player did nothing actually wrong that player would get bad sports ticks.

 

No f*cks are given about "reporting' normal players. Getting killed or trolled or griefed in GTA O by public players is just what happens to some players if they let it happen.

 

Not me tho.. Because il either fight back or go passive if i don't want to fight other players. Not 'tell on them' like a 5 year old baby in day care after someone spills milk on my cookie.

[Shadowfennekin]

Alright, I sorta get it then.

 

I still think 20k is too lenient a cap for insurance. I'm definite that it's not that hard or time-consuming at all to get 20k.

 

How about 25k? That's a pretty high but not too high.

 

EDIT: 30k instead. 30k is definitely worth two missions at least.

Exactly 20 k is like chump change..... most VIP work will cover that.

[.Vooodu.]

 

Alright, I sorta get it then.

 

I still think 20k is too lenient a cap for insurance. I'm definite that it's not that hard or time-consuming at all to get 20k.

 

How about 25k? That's a pretty high but not too high.

 

EDIT: 30k instead. 30k is definitely worth two missions at least.

Exactly 20 k is like chump change..... most VIP work will cover that.

 

 

 

Does it matter if it covers it or not? Insurance should not exist as it serves no point other then to delete players cash regardless of fault or reason.

 

Why not add life insurance to the game too. That way if you kill someone you have to pay 1 mill. Sounds great does it not?

 

Sure the guy could have been trying to kill you... sure the guy could have had friends helping them. And maybe you killed them all and defended yourself. But hey, you should have to pay a few mill because LIFE INSURANCE because.... well

 

 

Because every criminal knows.. Before you kill and steal anything you really need to make sure you have enough insurance money to legally cover your ass. I mean thats what criminals do after commiting crimes.. They leave their business card at the scene in order to be easily contacted later to pay an insurance fees.

 

[TeammateHelper]

 

 

Alright, I sorta get it then.

 

I still think 20k is too lenient a cap for insurance. I'm definite that it's not that hard or time-consuming at all to get 20k.

 

How about 25k? That's a pretty high but not too high.

 

EDIT: 30k instead. 30k is definitely worth two missions at least.

Exactly 20 k is like chump change..... most VIP work will cover that.

 

 

Does it matter if it covers it or not? Insurance should not exist as it serves no point other then to delete players cash regardless of fault or reason.

 

Why not add life insurance to the game too. That way if you kill someone you have to pay 1 mill. Sounds great does it not?

 

Sure the guy could have been trying to kill you... sure the guy could have had friends helping them. And maybe you killed them all and defended yourself. But hey, you should have to pay a few mill because LIFE INSURANCE because.... well

 

 

Because every criminal knows.. Before you kill and steal anything you really need to make sure you have enough insurance money to legally cover your ass. I mean thats what criminals do after commiting crimes.. They leave their business card at the scene in order to be easily contacted later to pay an insurance fees.

 

Last gen passive mode has hospital bills. Killing a passive player back then is worth <100 to 1000.

[Gridl0k]

If insurance exists then it shouldn't be capped.

 

If Rockstar want cheaper insurance, don't make the car so f*cking expensive.

 

Have their cake (shark cards) and eat it. Takes the piss.

 

Similar to how vehicle values are capped in Criminal Damage. f*ck you - you made me pay for this gold POS. It should let me stomp on CD whenever I play it.

Edited June 23, 2016 by Gridl0k

[.Vooodu.]

 

 

 

Alright, I sorta get it then.

 

I still think 20k is too lenient a cap for insurance. I'm definite that it's not that hard or time-consuming at all to get 20k.

 

How about 25k? That's a pretty high but not too high.

 

EDIT: 30k instead. 30k is definitely worth two missions at least.

Exactly 20 k is like chump change..... most VIP work will cover that.

 

 

Does it matter if it covers it or not? Insurance should not exist as it serves no point other then to delete players cash regardless of fault or reason.

 

Why not add life insurance to the game too. That way if you kill someone you have to pay 1 mill. Sounds great does it not?

 

Sure the guy could have been trying to kill you... sure the guy could have had friends helping them. And maybe you killed them all and defended yourself. But hey, you should have to pay a few mill because LIFE INSURANCE because.... well

 

 

Because every criminal knows.. Before you kill and steal anything you really need to make sure you have enough insurance money to legally cover your ass. I mean thats what criminals do after commiting crimes.. They leave their business card at the scene in order to be easily contacted later to pay an insurance fees.

 

Last gen passive mode has hospital bills. Killing a passive player back then is worth <100 to 1000.

 

 

 

Last gen is like past life that no longer matters tho. But still, even back then the Adder was the big troll car for insurance fraud or Entity for bring bullet proofed rear with a high about 7000k insurance.

 

It never made sense. And i don't know whats worse really.

 

The fact that R* thinks this is good idea.. Or that some players actually think players should have money deleted because someone blew up their vehicle in a game called GTA

 

 

What R* did.

 

- Allowed too many carrys of explosives.

 

- Allowed to access mini menu and buy more explosives any time.. any place.

 

- Allowed to THROW sticky bombs and proxy bombs instead of actually having to PLACE them

 

- Always on blips making it easy to find players to attack

 

- Easy access to fighter jets

 

 

 

Its really R* fault for allowing everyone to slaughter each other with explosives so brain dead easily.. People drive down the road sh*tting piles of sticky bombs left and right. If they wanted players to play nice they could just remove all the crap.

 

Instead of "here take all these explosives and don't blow up expensive PVs or YOU PAY" No ones cares about the cheap ones anyways...

 

Pixels are still just pixels.. A Panto is still the same as Proto. Just because R* wants to see more cash cards and charges out the ass for players to own one does not matter to me and player should not be punished based off what other people are driving when THEY attack others and get blown up. Or vise versa.

Edited June 23, 2016 by .Vooodu.

[TeammateHelper]

 

 

 

 

Alright, I sorta get it then.

 

I still think 20k is too lenient a cap for insurance. I'm definite that it's not that hard or time-consuming at all to get 20k.

 

How about 25k? That's a pretty high but not too high.

 

EDIT: 30k instead. 30k is definitely worth two missions at least.

Exactly 20 k is like chump change..... most VIP work will cover that.

 

 

Does it matter if it covers it or not? Insurance should not exist as it serves no point other then to delete players cash regardless of fault or reason.

 

Why not add life insurance to the game too. That way if you kill someone you have to pay 1 mill. Sounds great does it not?

 

Sure the guy could have been trying to kill you... sure the guy could have had friends helping them. And maybe you killed them all and defended yourself. But hey, you should have to pay a few mill because LIFE INSURANCE because.... well

 

 

Because every criminal knows.. Before you kill and steal anything you really need to make sure you have enough insurance money to legally cover your ass. I mean thats what criminals do after commiting crimes.. They leave their business card at the scene in order to be easily contacted later to pay an insurance fees.

 

Last gen passive mode has hospital bills. Killing a passive player back then is worth <100 to 1000.

 

 

Last gen is like past life that no longer matters tho. But still, even back then the Adder was the big troll car for insurance fraud or Entity for bring bullet proofed rear with a high about 7000k insurance.

 

It never made sense. And i don't know whats worse really.

 

The fact that R* thinks this is good idea.. Or that some players actually think players should have money deleted because someone blew up their vehicle in a game called GTA

 

 

What R* did.

 

- Allowed too many carrys of explosives.

 

- Allowed to access mini menu and buy more explosives any time.. any place.

 

- Allowed to THROW sticky bombs and proxy bombs instead of actually having to PLACE them

 

- Always on blips making it easy to find players to attack

 

- Easy access to fighter jets

 

 

 

Its really R* fault for allowing everyone to slaughter each other with explosives so brain dead easily.. People drive down the road sh*tting piles of sticky bombs left and right. If they wanted players to play nice they could just remove all the crap.

 

Instead of "here take all these explosives and don't blow up expensive PVs or YOU PAY" No ones cares about the cheap ones anyways...

 

Pixels are still just pixels.. A Panto is still the same as Proto. Just because R* wants to see more cash cards and charges out the ass for players to own one does not matter to me and player should not be punished based off what other people are driving when THEY attack others and get blown up. Or vise versa.

Uh, last gen has T20s. Why would it still be Adders and Entities?

 

Plus I don't get what you're trying to say. You want it to be like the Sims, or what?

[.Vooodu.]

 

Uh, last gen has T20s. Why would it still be Adders and Entities?

 

Plus I don't get what you're trying to say. You want it to be like the Sims, or what?

 

 

Last time i played on last gen was in 2014. What it has doesn't matter really. Last gen means nothing anymore..even to R*.

 

ANd how do you not get what im saying? Where do you get the sims out of what im saying? Im mocking Rs* insurance system while pointing out just how imbalanced and troll friendly this game is..

 

And the reality for me is I simply don't pay insurance 90% of the time anyways. So a cap... no cap. I don't care if R* changes it to a billion dollars insurance. I just put my money on my alt and and basically give R*, the players and MOR insurance the middle finger anyways.

 

That way i don't care if 29 Protos come after me.. They all cost the same to blow up. Which is ZERO dollars.

Edited June 23, 2016 by .Vooodu.

[OfficialTwiggz]

 

Uh, last gen has T20s. Why would it still be Adders and Entities?

 

Plus I don't get what you're trying to say. You want it to be like the Sims, or what?

 

Last time i played on last gen was in 2014. What it has doesn't matter really. Last gen means nothing anymore..even to R*.

 

ANd how do you not get what im saying? Where do you get the sims out of what im saying? Im mocking Rs* insurance system while pointing out just how imbalanced and troll friendly this game is..

 

And the reality for me is I simply don't pay insurance 90% of the time anyways. So a cap... no cap. I don't care if R* changes it to a billion dollars insurance. I just put my money on my alt and and basically give R*, the players and MOR insurance the middle finger anyways.

 

That way i don't care if 29 Protos come after me.. They all cost the same to blow up. Which is ZERO dollars.

From what I've read, your mentality shows it all.

 

'f*ck everybody but myself, and my glitched money'

 

Some people like to play the game the way it was intended.

 

They added insurance for a reason. The 27k for the t20 was hope that people would slow down the griefing. Now with this cap, it seems that too many jet and tank players complained and now they maxed it all out at $20k. Which in return is bullsh*t to the other non violent players, like myself.

 

Don't get me wrong, I love killing in this game at times. But only if they come at me first. And if I'm in a lobby by myself, trying to do some CEO work, best believe I'm going to report and kick someone for griefing if it's MY lobby. I was the first one in it, I'm host. So yeah, I'm gonna kick some players that aren't playing the way I wanna play. You wanna kill and try to rack your KD up? Go into a new lobby or a deathmatch. I don't want to deal with it.

[.Vooodu.]

 

 

Uh, last gen has T20s. Why would it still be Adders and Entities?

 

Plus I don't get what you're trying to say. You want it to be like the Sims, or what?

 

Last time i played on last gen was in 2014. What it has doesn't matter really. Last gen means nothing anymore..even to R*.

 

ANd how do you not get what im saying? Where do you get the sims out of what im saying? Im mocking Rs* insurance system while pointing out just how imbalanced and troll friendly this game is..

 

And the reality for me is I simply don't pay insurance 90% of the time anyways. So a cap... no cap. I don't care if R* changes it to a billion dollars insurance. I just put my money on my alt and and basically give R*, the players and MOR insurance the middle finger anyways.

 

That way i don't care if 29 Protos come after me.. They all cost the same to blow up. Which is ZERO dollars.

From what I've read, your mentality shows it all.

 

'f*ck everybody but myself, and my glitched money'

 

 

 

They added insurance for a reason.

 

 

 

You know nothing about my mentality Jon Snow. Im probably the most friendly and laid back player you would meet in free roam. Thats not to say i won't flip the switch on and go hostile when needed. Thats the GTA mentality,,

 

Besides.. Im not saying f*ck everybody,,,Im saying f*ck insurance. And f*ck everyone who thinks is a good idea.

 

 

And i don't have 'glitched' money. Where do you see anything about 'glitched' money?

 

But you have a point.. they added insurance for a reason. And thats to make us lose money in hostile free roam encounters.

 

 

I mean seriously.. If someones chasing me and throwing sticky bombs and i shoot the sticky bomb in his hand and it blows up his PV. I have to pay... Wheres the logic in any of that?

 

 

And you question my mentality. I mean sure im a bit unstable but i usually have solid points getting knocked out.

[.Vooodu.]

 

if I'm in a lobby by myself, trying to do some CEO work, best believe I'm going to report and kick someone for griefing if it's MY lobby. I was the first one in it, I'm host. So yeah, I'm gonna kick some players that aren't playing the way I wanna play. You wanna kill and try to rack your KD up? Go into a new lobby or a deathmatch. I don't want to deal with it.

 

 

 

Just because you end up in a lobby alone doesn't mean jack sh*t. If its public.. its public.

 

Your CEO does not matter.. You can ask nicely to not be bothered but if people attack you, reporting them is a f*ckin' a joke especially when the game actually tells them to ATTACK you.

 

I can understand kicking people to try and keep the lobby empty too. But reporting them... really? Common now...dafuk?

[TeammateHelper]

 

if I'm in a lobby by myself, trying to do some CEO work, best believe I'm going to report and kick someone for griefing if it's MY lobby. I was the first one in it, I'm host. So yeah, I'm gonna kick some players that aren't playing the way I wanna play. You wanna kill and try to rack your KD up? Go into a new lobby or a deathmatch. I don't want to deal with it.

 

 

Just because you end up in a lobby alone doesn't mean jack sh*t. If its public.. its public.

 

Your CEO does not matter.. You can ask nicely to not be bothered but if people attack you, reporting them is a f*ckin' a joke especially when the game actually tells them to ATTACK you.

 

I can understand kicking people to try and keep the lobby empty too. But reporting them... really? Common now...dafuk?

I don't know, go shoot them for reporting you or something. I'm sure you'll think of something.

[TheTruthIsFree]

The X80 should have a 50k insurance premium lol.

[.Mugetsu.]

people shielded behind the most expensive cars because of their high insurances hahaha

 

i was not aware of the new cap til this morning when someone told me.

 

im indifferent to insurances, being months since i last paid someones insurance as there are ways to bypass that haha

For now now maybe Edited June 23, 2016 by .Mugetsu.

[.Mugetsu.]

The X80 should have a 50k insurance premium lol.

 

U mean 100k

[.Vooodu.]

The X80 should have a 50k insurance premium lol.

 

Meh.... If anything i should get paid 50k for blowing it up...

 

Thats more realistic.

Edited June 24, 2016 by .Vooodu.

[.Mugetsu.]

Bring back high insurance . Why the heck was it capped anyway. Itsk called insurance for a reason. Why bother buying expensive cars with shark cards if there just gonna keep getting blown up now .

[.Vooodu.]

Bring back high insurance . Why the heck was it capped anyway. Itsk called insurance for a reason.

 

Thats not how insurance works anyways...

 

 

If anything you should pay the insurance because you're the owner..

 

 

Seriously.... Bring it back? Hahahhaa... like wtf.