gravik Posted April 14, 2016 Share Posted April 14, 2016 What determines which cars have the highest insurance premium? My turismo r is fully upgraded and yet it is only $1300 when someone blows it up. Yet somehow I blow up someones car and it's $27,500.... Link to comment Share on other sites More sharing options...
Tonguegirl Posted April 14, 2016 Share Posted April 14, 2016 (edited) That would be a T20. I think the premiums have changed. I thought the Insurgent was $16k but it's only $8k. Benny's motors are pretty hefty, but the only other expensive ones are the T20, Osiris and the Mamba. (AFAIK). Edited April 14, 2016 by Tonguegirl Link to comment Share on other sites More sharing options...
Vaulttec Posted April 14, 2016 Share Posted April 14, 2016 What determines which cars have the highest insurance premium? My turismo r is fully upgraded and yet it is only $1300 when someone blows it up. Yet somehow I blow up someones car and it's $27,500.... that's a t20 you blew up its a $2,200,000 in gta I'm not 100% but I think it's 10% of the value of the car cost Link to comment Share on other sites More sharing options...
oleg_aka_djmeg Posted April 14, 2016 Share Posted April 14, 2016 you pay 1/80 of car price on the website. 27500 x 80 = 2200000. i suppose that turismo r is on discount now or something... it was one of the cheapest super cars to begin with. Pow3r3d0610, DarkSavageDeathlyCloud and Mokuakae 3 Link to comment Share on other sites More sharing options...
gravik Posted April 14, 2016 Author Share Posted April 14, 2016 you pay 1/80 of car price on the website. 27500 x 80 = 2200000. i suppose that turismo r is on discount now or something... it was one of the cheapest super cars to begin with. Still doesnt explain why my turismo is only $1300 500,000 x 1/80 = 6,250 Link to comment Share on other sites More sharing options...
oleg_aka_djmeg Posted April 14, 2016 Share Posted April 14, 2016 maybe it's on 80% discount... i don't know Link to comment Share on other sites More sharing options...
CrysisAverted Posted April 14, 2016 Share Posted April 14, 2016 you pay 1/80 of car price on the website. 27500 x 80 = 2200000. i suppose that turismo r is on discount now or something... it was one of the cheapest super cars to begin with. Still doesnt explain why my turismo is only $1300 500,000 x 1/80 = 6,250 Turismo insurance should be around ~8000 so thats f*cking weird, you sure you didn't replace a rebel or similar during a duplication glitch? Amy Vinewood 1 Link to comment Share on other sites More sharing options...
xCarlaP_x Posted April 14, 2016 Share Posted April 14, 2016 Turismo is more than $1300. The person who blew it up probably paid $1300 as they only had that much money. Mokuakae, DarkSavageDeathlyCloud and size_m 3 Link to comment Share on other sites More sharing options...
CarimboHanky Posted April 14, 2016 Share Posted April 14, 2016 (edited) insurance for every car is 0.0125% of the base price. car price X 0.0125 = insurance fee Edited April 14, 2016 by CarimboHanky ash-274 1 Link to comment Share on other sites More sharing options...
idonknowhow Posted April 14, 2016 Share Posted April 14, 2016 (edited) you pay 1/80 of car price on the website. 27500 x 80 = 2200000. i suppose that turismo r is on discount now or something... it was one of the cheapest super cars to begin with. Still doesnt explain why my turismo is only $1300 500,000 x 1/80 = 6,250 Turismo insurance should be around ~8000 so thats f*cking weird, you sure you didn't replace a rebel or similar during a duplication glitch?Insurance cost stick to the flesh of a car. It doesn't matter what the soul is. Edited April 14, 2016 by idonknowhow oleg_aka_djmeg 1 Link to comment Share on other sites More sharing options...
CarimboHanky Posted April 14, 2016 Share Posted April 14, 2016 you pay 1/80 of car price on the website. 27500 x 80 = 2200000. i suppose that turismo r is on discount now or something... it was one of the cheapest super cars to begin with. Still doesnt explain why my turismo is only $1300 500,000 x 1/80 = 6,250 Turismo insurance should be around ~8000 so thats f*cking weird, you sure you didn't replace a rebel or similar during a duplication glitch?Insurance cost stick to the flesh of a car. It doest matter what the soul is.not true at all! i have a bati r that was "tainted" with an adder during a duping glitch 2 years ago, to this day the bike can be sold for 600k and have an insurance of $12,500 the bike its basically a adder. Link to comment Share on other sites More sharing options...
idonknowhow Posted April 14, 2016 Share Posted April 14, 2016 (edited) you pay 1/80 of car price on the website. 27500 x 80 = 2200000. i suppose that turismo r is on discount now or something... it was one of the cheapest super cars to begin with. Still doesnt explain why my turismo is only $1300 500,000 x 1/80 = 6,250 Turismo insurance should be around ~8000 so thats f*cking weird, you sure you didn't replace a rebel or similar during a duplication glitch?Insurance cost stick to the flesh of a car. It doest matter what the soul is.not true at all! i have a bati r that was "tainted" with an adder during a duping glitch 2 years ago, to this day the bike can be sold for 600k and have an insurance of $12,500 the bike its basically a adder.That is news to me. I have tested different combination. My observation is selling price goes with soul, insurance goes with flesh. Your bati must be one of rarest item in gtao. I had tried to dupe surfer over insurgent but in vain. I think I am late and missed something really special. Edited April 14, 2016 by idonknowhow Link to comment Share on other sites More sharing options...
RideEmOut2 Posted April 14, 2016 Share Posted April 14, 2016 you pay 1/80 of car price on the website. 27500 x 80 = 2200000. i suppose that turismo r is on discount now or something... it was one of the cheapest super cars to begin with. Still doesnt explain why my turismo is only $1300 500,000 x 1/80 = 6,250 Turismo insurance should be around ~8000 so thats f*cking weird, you sure you didn't replace a rebel or similar during a duplication glitch?Insurance cost stick to the flesh of a car. It doest matter what the soul is.not true at all! i have a bati r that was "tainted" with an adder during a duping glitch 2 years ago, to this day the bike can be sold for 600k and have an insurance of $12,500 the bike its basically a adder. it's true, I did the same thing to a panto though...adder(most expensive car at the time) dupped onto a panto (most expensive upgrades at the time) to make the most expensive car in game to duplicate before they changed the value of the duplicates to only the value of the parts. Yeaaa I like to break this game lol. Link to comment Share on other sites More sharing options...
The Wandering Hunter Posted April 14, 2016 Share Posted April 14, 2016 1.25% purchase price = insurance premium or 0% during certain vip work Link to comment Share on other sites More sharing options...
ViolatingBox Posted April 14, 2016 Share Posted April 14, 2016 you pay 1/80 of car price on the website. 27500 x 80 = 2200000. i suppose that turismo r is on discount now or something... it was one of the cheapest super cars to begin with. Still doesnt explain why my turismo is only $1300 500,000 x 1/80 = 6,250 Turismo insurance should be around ~8000 so thats f*cking weird, you sure you didn't replace a rebel or similar during a duplication glitch?Insurance cost stick to the flesh of a car. It doest matter what the soul is.not true at all! i have a bati r that was "tainted" with an adder during a duping glitch 2 years ago, to this day the bike can be sold for 600k and have an insurance of $12,500 the bike its basically a adder. Man, a t20 and pink bmx combo would have been priceless......er actually it has a price but you get my point..... CarimboHanky 1 Link to comment Share on other sites More sharing options...
Semaj 2JZ♢ Posted April 14, 2016 Share Posted April 14, 2016 Omg, the dude who nuked you was obviously a broke mofo with only $1300. The insurance can't take money a player doesn't have. This forum...sometimes... Link to comment Share on other sites More sharing options...
Hunter Posted April 14, 2016 Share Posted April 14, 2016 You can start Hostile Takeover as a VIP - then you have 30 minutes of immunity from insurance. Blow up as many Kurumas as you can. Preferably in some kind of heavily armed vehicle - it induces extra spiciness. Anna Deadly 1 Link to comment Share on other sites More sharing options...
TJRF Posted April 14, 2016 Share Posted April 14, 2016 insurance for every car is 0.0125% of the base price. car price X 0.0125 = insurance fee true but why is the insurgent 16k then Link to comment Share on other sites More sharing options...
CarimboHanky Posted April 14, 2016 Share Posted April 14, 2016 insurance for every car is 0.0125% of the base price. car price X 0.0125 = insurance fee true but why is the insurgent 16k thenthe insurgent is the exception. the insurance should in the 8k based on it price, but R* used the price of the insurgent pickup variant to set insurance of the regular one. Link to comment Share on other sites More sharing options...
rapidwiz Posted April 14, 2016 Share Posted April 14, 2016 The guy that blew up the Turismo probably had no money in his bank account and only paid $1300 Link to comment Share on other sites More sharing options...
LSMotorsport Posted April 18, 2016 Share Posted April 18, 2016 That's probably it actually, I was always under impression it was roughly 10% of the cars buy price but I've not long switched over to PC so it may well have changed. Honestly I try and avoid free roam nowadays anyway, I don't particularly agree with the whole insurance system and it seems to just be full of hackers and glitchers. I've noticed people driving turreted limos in passive mode whilst their friend kills people with the minigun, so when I went to passive mode the guy just spawned a wind turbine in the middle of the road... Link to comment Share on other sites More sharing options...
OdnT Posted April 23, 2016 Share Posted April 23, 2016 Hey everyone I'm new to this forum so I don't no weather this discussion is closed or not so I apologize if I'm necroposting, I'm also unsure if what i have to ask is off topic. Does paying someone else's insurance only apply to the previously mentioned class of vehicles or does it also apply to all other vehicle classes? Also is there a notification that tells you if someone else has payed your insurance? Link to comment Share on other sites More sharing options...
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