insurance on a car.. pointless?

[mikehoncho636]

These phags charge me 3-5k daily to fix the damage on my car. And yet my car can still get impounded by the cops.

 

What is the point of insurance? The auto shop charge me 1.5k at the highest to fix my turbo saber.. and it was straight up beat up.

[ahatius]

It's probably cheaper if you blow up your car and call the insurance company instead of repairing the car.

 

The insurance only assures that you can reclaim your car if it gets destroyed (I don't know if this also applies to cars that were destroyed after impounding).

Edited October 5, 2013 by ahatius

[ZeroF0rce]

The insur. is so if ur car is blown up or drowned in water they'll replace it. I don't bother with it because all my cars are nice enough, and stolen at stop lights lol.

[SeaJey]

Insurance doesnt fix ur car, if ur car gets destroyed u call them and get a new one. Only costs 450 for my super done up fussilade sport so u must be high or glitching

[Capn_Bonecrunch]

How the sh*t are you spending this much money to repair your car? You probably need to work on your driving skills, but at any rate, robbing a store will offset all the money you should be spending daily to repair your car, with some money to spare.

 

Also, the point of insurance is to replace your car if it is stolen or totaled. Considering how much cheaper it is to replace an insured car versus getting a brand new one, insurance is an infinitely good investment.

[sidewinder025]

NEVER repair your car!

 

My car auto repairs every time I either a) start a mission (the car spawns nearby with no damage), or b) park it in my garage.

[mikehoncho636]

Im lookin at my.bank account and they are removing money for car repairs... is this a bug??