s-paco Posted February 7, 2008 Share Posted February 7, 2008 Hey people, i was wondering was ya'll think of this one. I really need a new PC, because this one is near its end. And i saw a cool PC in a store near my school. And the guy behind the counter told me that i could buy the PC and pay some euros every month. You guys think this is a good idea? Should i do it? Because if i want to buy the same PC but pay at the it could take a looooong time. please post your opinions! Link to comment Share on other sites More sharing options...
Picolini Posted February 7, 2008 Share Posted February 7, 2008 Well there's several factors that come into play here. How much do you make weekly/monthly, and how much would the payments affect your income/savings/spendings? That's probably the most important one. If you can afford it, then I say it'd be fine. I myself saved half of what my computer cost, then put the rest on credit. Luckily fell into some cash and payed it off within 3 months, otherwise it would have taken be about twice as long. Now, the next few factors are: What are the PC's specs? How much is it? You don't want to be making payments on some piece of crap, or even a slightly decent PC that'll be completely obsolete in a year. And you also don't want to be over charged for it as well. A plus about making payments on it is that you can afford something slightly faster than what you'd be able to afford after saving for a while, since you can just pay it off longer, or make slightly higher payments. You don't want to go nuts and buy something top of the line if you can't afford it though, but you could probably get something somewhat better than if you saved, oh say, $1,500. I'd say evaluate your income and current (and forecasted) expenses, and factor in the cost of the PC. If it fits in fine, then I'd suggest letting us know the PC specs (processor, ram amount, graphics card, etc) and the price, and we can help you decide if it's a good purchase as well. Link to comment Share on other sites More sharing options...
just another thug Posted February 7, 2008 Share Posted February 7, 2008 Basically here is what you need to post to get an opinion: -Specs -Weekly Payment -Payment in Total Link to comment Share on other sites More sharing options...
lesfleanut Posted February 7, 2008 Share Posted February 7, 2008 These deals are designed to screw people over, the interest alone on this computer is likely to be more than it's worth. Do yourself a favor and save up those weekly payments until you have enough to buy a computer outright. Link to comment Share on other sites More sharing options...
matthew1g Posted February 7, 2008 Share Posted February 7, 2008 not to mention that by the time you would have payed for the PC, it will already be out of date Link to comment Share on other sites More sharing options...
Kaj. Posted February 7, 2008 Share Posted February 7, 2008 not to mention that by the time you would have payed for the PC, it will already be out of date By the time you take the PC home, it'll be obsolete. Link to comment Share on other sites More sharing options...
s-paco Posted February 8, 2008 Author Share Posted February 8, 2008 I've been looking at the specs, and..... they suck. They're trying to f--- me or something... With the price they are selling that PC i can build a better one on my own. The only thing is money, thats why i liked the idea of paying monthly..... Link to comment Share on other sites More sharing options...
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