I no longer bank my cash, because I don't care about money. I'd rather drop 500$ when someone manages to kill me and reward them for it.
On another note, I use to bank all my cash asap and found that doing things like calling lamar, paying to get my car out of the impound lot etc. got to be really annoying when you have to pull up your phone and withdraw 500$ or 2500$ just to do something simple.
So yeah, it's def. fine the way it is. Not complaining anymore (: