I used to think the cash card argument is pretty stupid, but now I'm starting to believe that this is one of Rockstar's main motivations for making the prices/payouts so unbalanced. I've never seen anything like this in another game. Jobs pay so incredibly poorly it's pretty unbelievable.
Say for instance you don't grind, and all you ever do is hit "random" in the quick jobs menu. I would imagine this is the way of playing that is closest to what Rockstar had in mind, giving you variety between all the game modes. It would take so long to buy something expensive, it's ridiculous. I wouldn't be surprised if it took you over 20 hours just to buy and mod a supercar this way.
edit: I'm gonna try this some time. I'll do random jobs from the quick jobs menu for an hour and see how much money I make. When I get put in an empty lobby, do you guys think I should stay and invite people or leave and try again?
Keeping thinking the arguement is stupid, 'cos it is.
I don't grind and just hit random mission after random mission. Currently at $18.6 million after buying and fully modding 3 DLC cars. Making money is ridiculously easy if you don't buy stuff just 'cos it's new and don't waste it all in free-roam battles. You just got to bide your time and save a bit of what you earn and money just happens.
If I may, how long have you been playing? And do you also play the Gerald, Lamar and Simeon missions or do you find another when those come up?
For me the biggest problem with this (sort of off topic) is actually not the low payouts, it's the terrible matchmaking. I'd guess that more than half the time I do this, things don't go smoothly, i.e. I end up in a lobby with other people in it and the mission starts without freezing or hanging the game. Add that to the loading and waiting times, I feel like I only spend half the time actually playing and the other half waiting, loading, or trying to find a lobby that has other people in it.
PS: Are the mission playlists actually "legit" now? If I remember correctly, the old Coveted playlists were made with some sort of glitch because missions weren't available for playlists. Can I make a playlist with all the missions that pay 15k or more?