I received a letter saying that my insurance company requested a copy of my driving record. What's strange is the letter didn't list any offenses, even though I've had two in the past three years(seat belt violation and speeding(10-19 mph)). In Arkansas, I believe points and offenses remain on your record for three years.
Are those offenses not counted or something?
I think it depends on what state you live in, how long points remain on your license. But I do know it does depend on your insurance company when it comes to which offenses you have and how long ago they happened determines whether or not your insurance rates increase. All offenses effect your insurance though.
For example: Progressive insurance wants the past 3 years of your driving record, while State Farm insurance wants the past 5 years.