£10m is a lot of money. Still ... it's always nice to dream.
Realistically speaking, I'd pay off the rest of my parents' mortage and buy them either a house by the sea, or an RV. Opinion is split. Mom wants the house by the sea, dad wants to live out the rest of his days travelling around the country in an RV. I'd be nice for a change and give my brother enough money to get him his driving license and possibly a car, and put an equal amount aside/in a trust for my sister seeing as how she's 12 and therefore probably not responsible with her money. I'd give some to close friends and family, and donate some to charity/to a cause I want to donate it to.
Then, it's just the simple matter of buying myself a car, a house, and taking a trip around the world.
Well, the house and the car part, sure. But with that kind of money ... I'd love to say I'd start up a small business, but I have no idea, really, what kind of small business I'd start. I like writing. I suppose I could send a nice cash bribe to a major publishing house to convince them to publish something I'd written ... ?
I'd leave the rest in the bank, or keep it aside for a rainy day, at least. I really would like to travel, so of course I'd spend some time doing it, but I'll be the first to admit, I'm not sensible when it comes to money. I've gotten better - in 2012, I spent literally thousands on clothes and shoes - but I think I'd be far too tempted to fulfil my every wish for the few seconds of pleasure that wearing the new boots or that dress out brings before I leave it in the wardrobe because I'm too afraid of wrecking it to wear it again.
Yeah. That kind of money, in my hands, is a dangerous thing.