No one gives two chradders that you work full time. You're not automatically entitled to millions in a video game, unless you'd like to use some of that hard earned cash to buy shark cards.
I work around 20 hours a week part time, give or take a couple of hours. I'm a full time student in college with four classes equaling up to 12 credit hours. The math says that you should study and do work 3 hours a week for every credit hour. That's 36 hours. Add that to 20, makes 56. I also take martial arts classes twice a week for 2 hours a day. That makes 60 hours a week that I have to obligate to things other than video games, give or take a few hours each week.
In all honesty, I have more of a right to complain than you do. But the game was built around progression. Otherwise there would be weapons lying around everywhere like in GTA4, and you'd be getting paid 10 million a day for doing absolutely nothing.
Fake money is gone, and I'm glad it is. Almost ruined the gameplay experience. Now get over it and stop whining like a squeaker.