So here comes how useless passive mode is,
in a car--shoot it or blow the car up.
on the road--simply run over it.
not on the road--call 911 and get a fire truck, use water cannon.
on rooftop--call merryweather and get a heli, land on him
inside a building--motorcycle run over
Passive mode doesn't save your life at all.
Now it's time for a game I like to call "Common Sense".
"In a car": Don't get in a f*cking car when someone that wants to kill you is right next to you.
"On the road": Don't stand still in the middle of the road when someone is racing toward you in a car.
"Not on the road": LOL. Don't stand right next to someone in a tank when you hear the sirens coming 5 minutes ahead of time and then just watch as they get out of the tank and then they turn away from you to shoot the firefighters and then they run away from you get into the firetruck and then they drive over and spray you with the hose. If you ever died like this, you should probably just stop playing.
"On rooftop": Don't just stand out in the open on an open rooftop as you watch the helicopter landing, the pilot getting shot, and the guy getting into it to come towards you. And you somehow forget about the fact that most roofs aren't just flat, they have walls and cover you can take. And, you know, a lot of ways to get down.
"Inside a building": Don't go into a building with another player nearby. It doesn't matter if you're in passive mode or not. And if it's an Ammunation, the person will get shot for coming inside. And good luck killing someone with a motorcycle if they actually jump around instead of standing there and letting you hit them fifteen thousand times (or manage to get your bike lined up just perfectly to hold them down).
And somehow you've never heard of Off The Radar, or the fact passive mode players can shoot you at any time by entering a vehicle, both of which ruin your strategies and will get you killed against anyone half-way decent.
"Passive mode doesn't save your life at all" -- Yes, it does. All the time.
What you meant to say is:
"Passive mode doesn't save your life at all, if there's some frustrated psycho that's willing to spend half an hour to kill you once, and if you don't use any abilities or weapons the whole time, and if you just stand there and let them kill you. The other 99.9% of the time, yes, passive mode does save your life."