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Insurance in your country

7 replies to this topic
Marcus-F1
  • Marcus-F1

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#1

Posted 01 November 2013 - 08:14 AM

Hi guys,

 

since somebody in the licence topic just said something about insurance, I was wondering what you guys paid for insuring your car. I will start:

 

20131019_161407_zpsdce79a70.jpg

 

I have a special oldtimer insurance for the Mercedes and I pay €49,63 a year, for 7500 km a year for limited coverage (If I hit you, my insurance will pay your damage, but not mine) and €28,88 a month for my Opel, also the limited coverage.


Cursed
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    Big Homie

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#2

Posted 01 November 2013 - 08:17 AM

I think it was about £1000 this year, probably about £850 when I renew in January.


sivispacem
  • sivispacem

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#3

Posted 01 November 2013 - 10:04 AM

Paying £294 per year on the Leon, fully comp with a few extras.

Bike is about £110 with very limited mileage.


Daniel4
  • Daniel4

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#4

Posted 03 November 2013 - 06:49 PM

I payed £1600 for a 1.2 Clio last year, with limitations and a black box from the insurance company, this year it's £700 with no limitations or blackbox from my insurance as I've moved from London to a much much much smaller place for university. Both fully-comp.


stinomontana
  • stinomontana

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#5

Posted 07 November 2013 - 06:52 PM

€850/year for my del sol,

 

been driving 7 years and never caused an accident.


Qqueen
  • Qqueen

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#6

Posted 21 November 2013 - 12:59 PM

I think the cost of auto insurance will vary significantly depending on the type of car being insured and the driver's records among other factors. One of the best ways to save on the cost of insurance is to take up multiple policies from a single insurance provider. It has worked for me. I have saved about 100 dollars on auto insurance this year.


Lurch
  • Lurch

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#7

Posted 22 November 2013 - 06:48 PM Edited by Lurch, 22 November 2013 - 06:49 PM.

I payed £1600 for a 1.2 Clio last year, with limitations and a black box from the insurance company, this year it's £700 with no limitations or blackbox from my insurance as I've moved from London to a much much much smaller place for university. Both fully-comp.

 

Explain a black box to me. 


sivispacem
  • sivispacem

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#8

Posted 22 November 2013 - 10:48 PM Edited by sivispacem, 22 November 2013 - 10:49 PM.

Basically it's a GPS device with accelerometers in it. Several versions. Some just make sure that you don't drive after certain times. Some monitor your journeys via GPS to accurately establish average mileage. Some "score" your driving. The latter type are particularly sh*t because they assume that all hard acceleration/braking/changes of direction are poor driving. Basically they encourage poor, defensive driving- I tried one of the "black box" apps; I'm IAM trained with something like 100 hours track time, and like to consider myself a good driver, but I was ranked quite poorly on it because it assumed that hard braking particularly is responding to a risk you failed to see, whereas on a fast road drive on dry NSL country roads I'll happily be on the edge of locking coming into sharp corners ect.





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