Ok , I've seen quite a few posts I'd want to reply too, mostly progamer since his incitement and escalation of hate are bordering on tin foil hat theory's after his parents have apparently allowed him to stay on the internet long enough for sense to have given up and allowed the ADD to post for him.
As such I just wanted to put straight a lot of bad misconceptions floating around here.
1. Passive mode.
Passive mode is activated only in free roam, not during matches or heists. It stops the player being killed and the player shooting. When the player does anything offensive, including hitting others with cars, he is taken out of passive mode.
Passive mode DOES NOT stop car damage.
2. Robbing other players.
While this money is transferred to your account, you need to remove it onto your person to use it. As such when it is on your person, it is vulnerable and open to be stolen.
All this talk about how it will be illegal to steal it from players is utter crap. Once in game it is the same thing as cash earned ingame and therefore isn't protected against theft. Don't be so moronic and expect that once virtual this currency had the same rights as real money.
3. Pay to win.
Outside of everyone's theory's, all we have is cash for cash right now. If that is what it is.
So let's see, what can you buy with cash,
Cars, houses, guns and customisation. Of those which could be made OP? Guns.
So let's say you go buy the RPG, they make the RPG OP, why is this pay to win? What is stopping me, someone who hasn't bought cash, from going and buying that exact same RPG? Nothing at all.
This is not pay to win, it's pay to be faster. I don't give a crap if you get that gun before me, if it's a major issue, me and my crew will just run a few heists and all go buy one. Oh look, we just spent an afternoon having fun and it's still a level playing field, that cash helped you in a days worth of deathmatches and now we are at the same point you are, but not £10/20 poorer.
4. Car theft
Cars can only be stolen if your in them. What it means is when you leave the vehicle, walk away that car is locked. It doesn't stop me putting a bullet through your window as your driving and taking that car for myself.
I do this a few times, you've just spent all that purchased cash on insurance fee's.
It's really in no way pay to win and everyone stating so in this post has got nothing to back it up,
And pro gamer, stop quoting a fps pay for perks system , this isn't an fps, money isn't used for character development, it's used to physical acquisition. Physical acquisition of items people won't care about you having because they give you no boost over others.
Infact the whole thing can be negated by a good crew, run a few heists each day and youl never need to worry about your spare cash.
*stands and applauds*